Brown & Brown Insurance Agency of Virginia, Inc. offers a complete range of personal insurance plans. The list is endless. Below is a partial list of the most common coverages, please contact us if you have additional coverage needs.
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| Auto Coverage
What does your auto insurance policy offer?
- Liability Coverage - pays for bodily injury or property damage as a result of an auto accident you caused.
- Comprehensive Coverage - pays for damage caused by something other than a collision (such as fire, hail, riot and theft).
- Collision Coverage - pays for damage caused by contact with another vehicle or object.
- Medical Payments Coverage - pays medical expenses for you, your family and your passengers if injured in an auto accident in your car. It will also pay the medical expenses if you or a family member are a pedestrian hit by a vehicle.
- Uninsured and Underinsured Motorist Coverage - protects you from uninsured and underinsured drivers.
- Personal Injury Protection - pays for the treatment of injuries you and your passengers suffer as a result of an auto accident (Only available in select states).
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| Additional Coverages can be added to your auto insurance for extra protection.
The most common additional coverage includes:
- Emergency Road Side Service - reimburses you for the costs of towing your car.
- Car Rental Reimbursement - reimburses you for the costs of renting a car if your car is damaged in an accident.
- Loan/Lease Gap Coverage - pays the difference between what your car is worth and what you owe on the loan or lease.
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| Homeowners Coverage:
What does your homeowners policy offer?
- Protection against - weather losses, fire, smoke, water damage, theft, vandalism or malicious mischief, falling objects. These are the most common, but this list is not all inclusive.
- Personal Liability Coverage - covers compensatory damages if you are legally liable for bodily injury or property damage - such as medical expenses for bodily injury because of an accident on your property or damages caused by negligence of children, acts of pets and sports activities.
Additional coverage can be added to offer extra protection for your family, your home and its contents.
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| The most common additional coverage includes:
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There are also a variety of DISCOUNTS offered for home insurance coverage.
Check with your agent to see if you qualify!
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| Personal Umbrella Coverage:
A Personal Umbrella Policy can be added to your personal auto, home and other underlying coverage to protect you against losses that may result from:
- Bodily injury or property damage liability
- Libel and slander
- False Arrest
- Character Defamation
- Mental Anguish
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